ZIP 36481 Property Distress & Foreclosure Data

In Monroe County, Alabama, ZIP 36481 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 35/100 against active distress of 6/100. Its standout signals are institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

187 residents call 36481 home, typically aged 51. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. 93% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. At $34,375, median income runs below typical U.S. levels. There are about 93 housing units across 36481. The poverty rate is 34.2% — high, a tax-stress and distress correlate. The typical home is worth about $157,500 (4.0× income, relatively affordable). Around 7% of adults hold a bachelor's degree or higher.

Taken together, 36481 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.