ZIP 36481 Foreclosure, Tax-Lien & Distress Report
Monroe County, Alabama · High Vacancy market
DLRadar grades ZIP 36481 (Monroe County, Alabama) at a low 21/100 for overall property distress. On the structural side it scores 44/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (62/100), structural risk (44/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).
The market reads expansion — home values rose 5.0% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 187 people live here, median age 51. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 93% owner-occupied to 7% rented. The demographic-stress sub-score lands at 35/100. Households earn a median $34,375 — below the roughly $78,000 national figure. The ZIP holds roughly 93 housing units. Roughly 34.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $157,500 here, or 4.0 times local income. About 7% have a four-year degree.
Taken together, 36481 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36481 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 36481's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 36481 shows blanks, not estimates, wherever the record is sparse.
The 21/100 figure for 36481 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 36481 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 36481
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 36481 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Monroe County ZIP codes
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Unlock parcel-level detail for ZIP 36481
Open 36481 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
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