ZIP 36436 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36436 (Clarke County, Alabama) returns a low composite of 19/100. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Leading the profile are institutional ownership (44/100), structural risk (39/100), construction/permit lag (28/100). By contrast, structural risk (39/100) and construction/permit lag (28/100) register low. Structurally it carries 39/100, against 0/100 of stress already in motion.

The market reads expansion — home values rose 5.0% year on year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 303 housing units across 36436. The typical home is worth about $136,400 (1.9× income, relatively affordable). Around 5% of adults hold a bachelor's degree or higher. The tenure split is 74% owner-occupied to 26% rented. Median household income is $71,058, near the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. About 783 people live here, median age 24. Around 10% of renters are cost-burdened. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 26.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 36436 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 36436 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 36436 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 36436 stays directly comparable to neighboring ZIPs and the rest of Clarke County, Alabama. The score is rebuilt from public data as it updates, so 36436 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 36436 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 36436 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.