ZIP 36540 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36540 (Clarke County, Alabama) at a low 19/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (78/100)). What sets it apart are the readings on institutional ownership (44/100), structural risk (39/100), construction/permit lag (28/100). structural risk (39/100) and construction/permit lag (28/100) stay muted. Structural exposure scores 39 and live distress 0 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $33,500, median income runs below typical U.S. levels. The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 30.3% — high, a tax-stress and distress correlate. Rent burden reaches 100% of tenant households. Educational attainment sits at 5% bachelor's-or-above. There are about 474 housing units across 36540. Vacancy runs 20.4%, above the national norm and a classic distress-and-opportunity signal. 854 residents call 36540 home, typically aged 37. The demographic-stress sub-score lands at 50/100.

On the whole, 36540 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36540 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 36540's 19/100 can be lined up against any neighbor in Clarke County, Alabama or any ZIP coast to coast. Where the public record is thin for 36540, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 36540 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36540 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.