ZIP 36446 Property Distress & Foreclosure Data
DLRadar grades ZIP 36446 (Clarke County, Alabama) at a low 17/100 for overall property distress. Property-level stress concentrates in institutional ownership (46/100), structural risk (34/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (7/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 34/100 structural and 7/100 already moving.
The market reads peak — home values rose 4.2% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
About 457 people live here, median age 30. Owners hold 66% of homes, renters 34%. Home values center near $115,400, an affordability ratio of 1.9× — accessible. The ZIP holds roughly 195 housing units. 0.4% of residents fall below the poverty threshold. Median household income is $57,070, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 31.9% — elevated.
Net-net, 36446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 36446
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clarke County
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Deterministic. Every signal traces to a public dataset · methodology