ZIP 36446 Foreclosure, Tax-Lien & Distress Report
Clarke County, Alabama · High Vacancy market
Composite property distress in 36446 (Clarke County, Alabama) lands at 17/100 — low on DLRadar's distress scoring. Leading the profile are institutional ownership (40/100), structural risk (34/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (17/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100). The split runs 34/100 structural to 7/100 active on the ground.
The expansion-phase market in 36446 posted values that rose 5.0% over the year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 457 people live here, median age 30. Owners hold 66% of homes, renters 34%. A median home runs $115,400 here, or 1.9 times local income. The ZIP holds roughly 195 housing units. The poverty rate is 0.4% — low. Median household income is $57,070, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. On demographic stress specifically, 36446 scores 38/100. The vacancy rate is 31.9% — elevated.
On the whole, 36446 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36446 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 36446's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 36446, the field stays empty rather than modeled, and fills in as new documents post.
The 17/100 figure for 36446 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36446 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 36446 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 36446 Stress Report snapshot
The live 36446 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Clarke County ZIPs near 36446
Nearest ZIP codes to 36446
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Further distress data across Clarke County, Alabama at ZIP, county and state level.
The complete 36446 distress and acquisition report
Open 36446 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology