ZIP 36445 Property Distress & Foreclosure Data

In Monroe County, Alabama, ZIP 36445 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 35/100 against active distress of 6/100. Its standout signals are institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,111 residents call 36445 home, typically aged 45. The typical home is worth about $102,600 (2.9× income, relatively affordable). At $37,305, median income runs below typical U.S. levels. Rent burden reaches 45% of tenant households. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. There are about 2,365 housing units across 36445. 77% of housing is owner-occupied. The poverty rate is 27.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 36/100. Around 7% of adults hold a bachelor's degree or higher.

Taken together, 36445 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.