ZIP 36460 Foreclosure, Tax-Lien & Distress Report

In Monroe County, Alabama, ZIP 36460 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (44/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 44/100 against active distress of 6/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 17% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $126,500 (3.4× income, relatively affordable). 23.0% of residents fall below the poverty threshold. At $35,000, median income runs below typical U.S. levels. Around 25% of renters are cost-burdened. Owners hold 62% of homes, renters 38%. Around 15% of adults hold a bachelor's degree or higher. There are about 4,891 housing units across 36460. 9,583 residents call 36460 home, typically aged 43. On demographic stress specifically, 36460 scores 34/100. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 36460 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36460 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 36460 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Alabama. 36460 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 36460 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 36460 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.