ZIP 36460 Property Distress & Foreclosure Data

Composite property distress in 36460 (Monroe County, Alabama) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (21/100) stay muted. The latent-versus-live split is 35/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $126,500 (3.4× income, relatively affordable). The poverty rate is 23.0% — high, a tax-stress and distress correlate. At $35,000, median income runs below typical U.S. levels. Around 25% of renters are cost-burdened. 62% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,891 housing units. 9,583 residents call 36460 home, typically aged 43. The demographic-stress sub-score lands at 34/100. The vacancy rate is 19.7% — elevated.

Taken together, 36460 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.