ZIP 36460 Foreclosure, Tax-Lien & Distress Report
Monroe County, Alabama · High Vacancy market
In Monroe County, Alabama, ZIP 36460 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (73/100), structural risk (46/100), institutional ownership (40/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 46/100 against active distress of 6/100. Environmental exposure also runs high (FEMA disaster exposure (74/100)).
Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 17% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $126,500 (3.4× income, relatively affordable). 23.0% of residents fall below the poverty threshold. At $35,000, median income runs below typical U.S. levels. Around 25% of renters are cost-burdened. Owners hold 62% of homes, renters 38%. Around 15% of adults hold a bachelor's degree or higher. There are about 4,891 housing units across 36460. 9,583 residents call 36460 home, typically aged 43. On demographic stress specifically, 36460 scores 34/100. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 36460 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 36460 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 36460 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Alabama. 36460 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 36460 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 36460 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 36460’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 36460 by the numbers
Current distress, phase, housing and lender-pressure figures for 36460, drawn from the same report attached to each property.
Other Monroe County ZIP codes
Nearest ZIP codes to 36460
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Related ZIP, county and statewide reads linked to Monroe County, Alabama.
Open the complete 36460 acquisition file
Get every distressed property in 36460 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology