Monroe County, AL: Foreclosures, Tax Liens & Distressed Properties

Monroe County, AL, Alabama: 17 ZIP codes scored, Monroe County, AL averaging 21/100 (low, Monroe, AL), from 16 to 31. Monroe County, AL is in its expansion phase (Monroe, AL confidence 34/100): Monroe, AL home prices up 5.0% (Monroe, AL) over twelve months. Monroe County, AL lender headwind: 47/100.

Highest-scoring Monroe County, AL ZIPs: 36502 (31/100), 36033 (23/100), 36726 (22/100), 36425 (21/100), 36439 (21/100), 36444 (21/100). Also scored in Monroe County, AL: 36445, 36460, 36470, 36471, 36480, 36481, 36751, 36768, 36482, 36475.

Across Monroe County, AL's scored ZIPs: median home value $113,100, household income $40,605, 35.9% vacancy, 20.6% poverty, 77% owner-occupied, median age 44.9.

Monroe County, AL insurance distress 44/100 (#1,254 in the US); FEMA hazard 87/100 for Monroe, AL; 3 federal disaster declarations in Monroe County, AL since 2023 (3 hurricane); Monroe, AL construction distress 73/100.

6 banks with 7 branches lend in Monroe County, AL; Monroe, AL weighted bank stress 59/100, highest 88/100 in Monroe, AL.

Monroe County, AL unemployment 6.6%; 46 new housing units permitted in Monroe County, AL over twelve months, Monroe, AL down 23% from 60; Monroe, AL home prices +9.1% a year (Monroe, AL) over three years.

10,208 housing units in Monroe County, AL; 2,203 Monroe, AL renter households; 29% of Monroe, AL renters spend 30%+ of income on rent, 10% (Monroe, AL) half or more.

Monroe County, AL ranks #333 nationally on the opportunity index (Monroe, AL, among all ranked counties); Monroe, AL scores 34.5/100 and Monroe, AL sits #11 inside Alabama. Monroe, AL is in the peak_opportunity opportunity phase; Monroe, AL's primary driver is vacancy, Monroe, AL second driver construction; Monroe, AL moved up 35 places. 2 short-sale listings across Monroe, AL; 57 days on market observed in Monroe, AL; 25.9% vacancy over 17 Monroe, AL ZIPs.

No CFPB county sample covers Monroe County, AL. The non-metro area reading for Monroe, AL: 1.6% ninety-plus days late; Monroe, AL's thirty-to-eighty-nine share is 4.7% (Monroe, AL, December 2025 data); Alabama overall 1.1%.

Monroe County, AL has 4 watched banks; 4 Monroe, AL banks sit in an elevated band. Monroe, AL footprints: United Bank (2 branches, stress 47) in Monroe, AL; First National Bank&Trust (1 branch, stress 88) in Monroe, AL; Peoples Exchange Bank (1 branch, stress 65) in Monroe, AL.

HUD lists 1 assisted multifamily property in Monroe County, AL with 88 units; 88 Monroe, AL units are assisted, 1 Monroe, AL properties under project-based Section 8.

2,845 of the 10,208 housing units in Monroe, AL sit vacant. Monroe County, AL permitted 45 multifamily units in twelve months; Monroe, AL's one-to-four unit structures added 1 units in Monroe County, AL.