ZIP 36425 Foreclosure, Tax-Lien & Distress Report

ZIP code 36425 in Monroe County, Alabama carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 46/100, with 0/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (73/100). Leading the profile are construction/permit lag (73/100), structural risk (46/100), institutional ownership (40/100).

The market reads expansion — home values rose 5.0% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 38/100. The vacancy rate is 45.5% — elevated. At $36,295, median income runs below typical U.S. levels. 20.9% of residents fall below the poverty threshold. 746 residents call 36425 home, typically aged 53. Rent burden reaches 71% of tenant households. 72% of housing is owner-occupied. About 12% have a four-year degree. The ZIP holds roughly 561 housing units.

On the whole, 36425 leans distressed, with opportunity clustered in specific stressed parcels. While 36425 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 36425's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 36425 shows blanks, not estimates, wherever the record is sparse.

36425's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 36425 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.