ZIP 36401 Foreclosure, Tax-Lien & Distress Report
Conecuh County, Alabama · High Vacancy market
ZIP code 36401 in Conecuh County, Alabama carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Property-level stress concentrates in institutional ownership (43/100), construction/permit lag (35/100), structural risk (33/100). structural risk (33/100) and mortgage stress (22/100) stay muted. The latent-versus-live split is 33/100 structural and 7/100 already moving.
The market reads expansion — home values rose 5.0% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 27.4% — elevated. Owners hold 71% of homes, renters 29%. Home values center near $105,000, an affordability ratio of 2.5× — accessible. About 14% have a four-year degree. The ZIP holds roughly 4,047 housing units. Households earn a median $41,135 — below the roughly $78,000 national figure. About 7,493 people live here, median age 44. 32.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 36/100. Around 46% of renters are cost-burdened.
Net-net, 36401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 36401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 36401, the field stays empty rather than modeled, and fills in as new documents post.
Behind 36401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 36401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 36401
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 36401 distress snapshot
Current distress, phase, housing and lender-pressure figures for 36401, drawn from the same report attached to each property.
Neighbouring ZIPs in Conecuh County
Related reports across Conecuh County, Alabama
Additional distress intelligence spanning Conecuh County, Alabama by ZIP, county and state.
See every distressed parcel in 36401
The full 36401 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology