ZIP 36439 Property Distress & Foreclosure Data

Monroe County, Alabama's ZIP 36439 registers 17/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). The latent-versus-live split is 35/100 structural and 0/100 already moving. The most distinctive pressure shows up in institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). structural risk (35/100) and construction/permit lag (22/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

141 residents call 36439 home, typically aged 22. The poverty rate is 9.9%. The demographic-stress sub-score lands at 21/100. The ZIP holds roughly 82 housing units. Around 38% of adults hold a bachelor's degree or higher. The vacancy rate is 36.5% — elevated. 85% of housing is owner-occupied. At $76,023, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened.

Taken together, 36439 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.