ZIP 36439 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 36439 (Monroe County, Alabama) returns a low composite of 21/100. Environmental exposure also runs high (FEMA disaster exposure (74/100)). On the structural side it scores 46/100, with 0/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (46/100), institutional ownership (40/100).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

141 residents call 36439 home, typically aged 22. The poverty rate is 9.9%. On demographic stress specifically, 36439 scores 45/100. There are about 82 housing units across 36439. Around 38% of adults hold a bachelor's degree or higher. The vacancy rate is 36.5% — elevated. 85% of housing is owner-occupied. At $76,023, median income runs near typical U.S. levels. Rent burden reaches 0% of tenant households.

On the whole, 36439 leans distressed, with opportunity clustered in specific stressed parcels. While 36439 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 36439's 21/100 can be lined up against any neighbor in Monroe County, Alabama or any ZIP coast to coast. Where the record is thin for 36439, the field stays empty rather than modeled, and fills in as new documents post.

Behind 36439's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 36439 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.