Clarke County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clarke County, AL distress report, 2026: 10 ZIPs scored in Clarke, AL, Clarke, AL average 18/100; the top Clarke, AL ZIP is 36751 at 21/100; Clarke, AL market phase expansion, Clarke, AL prices +5.0% year over year.
- Clarke, AL ranks #710 nationally (opportunity index); Clarke, AL #29 in Alabama; Clarke, AL index 32.3.
- Clarke, AL: no CFPB county sample; Clarke, AL non-metro area reading 1.6%.
- Clarke, AL ZIP phases: 10 expansion.
- Clarke, AL residential listings tracked: 15 across 10 ZIPs; Clarke, AL candidate listings 8.
- Clarke, AL HUD assisted properties: 1 with 9 units.
- Clarke, AL lenders on watch: 4; largest Clarke, AL footprint First Us Bank (4 branches).
- Clarke, AL most distressed ZIP: 36751 at 21/100.
Clarke, AL figures: DLRadar distress index; Clarke, AL inputs: CFPB, FHFA, HUD, FDIC; Clarke, AL rebuilt as sources refresh.
| Rank | Clarke, AL ZIP | Score |
|---|---|---|
| 1 | 36751 | 21/100 |
| 2 | 36482 | 20/100 |
| 3 | 36436 | 18/100 |
| 4 | 36446 | 18/100 |
| 5 | 36451 | 18/100 |
| 6 | 36524 | 18/100 |
| 7 | 36540 | 18/100 |
| 8 | 36545 | 18/100 |
| 9 | 36727 | 18/100 |
| 10 | 36784 | 17/100 |
Most distressed Clarke, AL ZIPs (0-100, 2026)
Mortgage delinquency around Clarke, AL
No CFPB county sample covers Clarke, AL; the non-metro area reading for Clarke, AL: 1.6% ninety-plus; Clarke, AL area thirty-to-eighty-nine 4.7% (December 2025, Clarke, AL); Alabama overall 1.1%.
Opportunity index: Clarke, AL
Clarke, AL index 32.3, Clarke, AL phase early_signal; Clarke, AL primary driver vacancy, Clarke, AL second driver bank institutional. Clarke, AL components: property stress 27.8, foreclosure pressure 28.6, listing discounts 26.6, bank stress 54.9, insurance 0.0; Clarke, AL pulse 37.0; Clarke, AL capital opportunity 25.2.
ZIP market phases inside Clarke, AL
10 Clarke, AL ZIPs carry a price-cycle phase; Clarke, AL ZIPs by phase (Clarke, AL), deepest drawdown first: expansion, +5.0% YoY (Clarke, AL): 36436, 36446, 36451, 36482, Clarke, AL 36524, 36540, 36545, 36727, Clarke, AL 36751, 36784.
Residential listings by Clarke, AL ZIP
Clarke, AL ZIPs with the most tracked Clarke, AL residential listings: 36545 8 listings, 6 candidates, bank pressure 64; 36784 5 listings, 2 candidates, bank pressure 61; 36451 2 listings, 0 candidates, bank pressure 64; 36436 0 listings, 0 candidates, bank pressure 64 (Clarke, AL); 36446 0 listings, 0 candidates, bank pressure 64; 36482 0 listings, 0 candidates, bank pressure 63; 36524 0 listings, 0 candidates, bank pressure 64; 36540 0 listings, 0 candidates, bank pressure 64. Clarke, AL totals: 15 listings; Clarke, AL candidates 8; active ZIPs 1.
HUD assisted housing in Clarke, AL
1 assisted properties with 9 units sit in Clarke, AL; largest Clarke, AL properties: Arc Home (The) (Jackson) 9 units, 8 assisted.
Lenders with branches in Clarke, AL
Clarke, AL lenders by branch count: First Us Bank (Clarke, AL): stress 77, 4 branches low in Clarke, AL; Regions Bank (Clarke, AL): stress 57, 2 branches low in Clarke, AL; Sweet Water State Bank (Clarke, AL): stress 64, 1 branch low in Clarke, AL; Community Neighbor Bank (Clarke, AL): stress 59, 1 branch low in Clarke, AL.
Vacancy and permits, Clarke, AL
3,326 of 11,749 Clarke, AL housing units are vacant; Clarke, AL permits, twelve months: 0 multifamily units in Clarke, AL, 12 one-to-four unit units.
Work Clarke, AL at the parcel level
Every Clarke, AL parcel carries owner and address; every Clarke, AL parcel carries APN; Clarke, AL distress scores sit on the Clarke, AL live board.
Clarke, AL figures refresh with each source.
Clarke, AL questions
Most distressed ZIP code in Clarke County, AL?
ZIP 36751 leads Clarke, AL at 21/100; next in Clarke, AL: 36482 at 20/100; the Clarke, AL average is 18/100.
Where does Clarke County, AL rank for investment opportunity?
Clarke, AL is #710 among all ranked counties, #29 in Alabama; the Clarke, AL driver is vacancy; Clarke, AL moved up 19 places.
How many mortgages are delinquent in Clarke County, AL?
Clarke, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Clarke, AL.
Which banks lend in Clarke County, AL?
4 watched lenders hold Clarke, AL branches; the largest Clarke, AL footprints are First Us Bank (4), Regions Bank (2), Sweet Water State Bank (1).
More on Clarke, AL
Clarke County, AL distress report: public-record figures for Clarke, AL; not legal advice for Clarke, AL; not tax or investment advice; verify every Clarke, AL record before acting.