Clarke County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clarke County, Alabama? DLRadar grades every Clarke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Clarke County breakdown.
- Clarke County's most distressed ZIP is 36482 at 20/100.
- 10 ZIP codes tracked in Clarke County, averaging 19/100 distress.
- Clarke County reads expansion — home values up 5.0% year over year.
- Vacancy runs 28.1% across Clarke County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Clarke County home is worth about $100,811 against a ~$51,016 median income.
- Lending headwind in Clarke County sits at 61/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36482 | 20/100 |
| 2 | 36751 | 20/100 |
| 3 | 36436 | 19/100 |
| 4 | 36446 | 19/100 |
| 5 | 36451 | 19/100 |
| 6 | 36524 | 19/100 |
| 7 | 36540 | 19/100 |
| 8 | 36545 | 19/100 |
| 9 | 36727 | 19/100 |
| 10 | 36784 | 18/100 |
Most distressed ZIP codes in Clarke County (composite distress 0-100, 2026)
What is driving Clarke County distress
Clarke County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Clarke County market phase and pricing
DLRadar places Clarke County in expansion; prices moved up 5.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Common questions
Where is distress highest inside Clarke County, AL?
ZIP 36482 leads Clarke County at 20/100, recomputed monthly from public records.
How would you describe the Clarke County market phase?
Clarke County is classified expansion with a 5.0% year-over-year increase, following the FHFA House Price Index.
How is the Clarke County data sourced?
Each Clarke County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Clarke County ZIP codes?
One county number flattens a wide range. Across the Clarke County ZIPs DLRadar ranks, scores run from 20/100 in 36482 down to 18/100 in 36784, against a Clarke County average of 19/100. Those 2 points separate the ZIPs worth working in Clarke County from the rest.
What do Clarke County home values and vacancy say about distressed supply?
The typical Clarke County home carries about $100,811 of value against a median household income near $51,016. Vacancy across Clarke County's tracked ZIPs runs 28.1% and the poverty rate is 15.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Clarke County's foreclosure and tax-lien record and its 61/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.