ZIP 36728 Foreclosure, Tax-Lien & Distress Report
Wilcox County, Alabama · High Vacancy market
ZIP code 36728 in Wilcox County, Alabama carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 51/100 while live distress already moving reads 0/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (51/100), institutional ownership (43/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).
The expansion-phase market in 36728 posted values that rose 5.0% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Roughly 61.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $18,239, below the U.S. median near $78,000. 1,015 residents call 36728 home, typically aged 23. On demographic stress specifically, 36728 scores 44/100. There are about 411 housing units across 36728. Around 2% of adults hold a bachelor's degree or higher. Around 55% of renters are cost-burdened. The tenure split is 94% owner-occupied to 6% rented.
On the whole, 36728 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36728 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 36728's 23/100 can be lined up against any neighbor in Wilcox County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 36728 shows blanks, not estimates, wherever the record is sparse.
Behind 36728's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 36728 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 36728
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 36728 by the numbers
Current distress, phase, housing and lender-pressure figures for 36728, drawn from the same report attached to each property.
Nearby ZIPs in Wilcox County
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Deterministic. Every signal traces to a public dataset · methodology