ZIP 36736 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36736 (Marengo County, Alabama) returns a low composite of 15/100. The sharpest non-environmental signals are institutional ownership (43/100), structural risk (30/100), mortgage stress (20/100). structural risk (30/100) and mortgage stress (20/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Structurally it carries 30/100, against 6/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $51,691, below the U.S. median near $78,000. The typical home is worth about $109,300 (2.1× income, relatively affordable). The ZIP holds roughly 772 housing units. 1,372 residents call 36736 home, typically aged 32. Around 53% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. Roughly 28.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 33/100. The vacancy rate is 19.0% — elevated. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 36736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36736 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 36736 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36736 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 36736's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 36736 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.