Community Neighbor Bank (FDIC #2787): Bank Stress & Real-Estate Credit Exposure
Community Neighbor Bank (FDIC Cert #2787): bank stress 59/100, moderate, STABLE over 7 days; parent FIRST CAMDEN BANCSHARES INC.
Community Neighbor Bank (#2787) lends in 3 counties across 1 state; Community Neighbor Bank (#2787) reaches 31 ZIP codes: Alabama 3 counties, 31 ZIPs.
Community Neighbor Bank (#2787) largest markets: Wilcox County, AL (30 branches, 15 ZIPs) (#2787), Clarke County, AL (10 branches, 10 ZIPs) (#2787), Butler County, AL (8 branches, 8 ZIPs) (#2787).
Community Neighbor Bank (#2787) reports $193.2 million in total assets; Community Neighbor Bank (#2787) equity $21.2 million (11.0% of Community Neighbor Bank (#2787) assets); Community Neighbor Bank (#2787) domestic deposits $171.7 million; Community Neighbor Bank (#2787) net income $1.3 million; Community Neighbor Bank (#2787) return on assets 1.39%; Community Neighbor Bank (#2787) return on equity 12.98%; Community Neighbor Bank (#2787) net interest income $4.1 million; Community Neighbor Bank (#2787) call report June 30, 2026.
Community Neighbor Bank (#2787) noncurrent real-estate loans 0.02% of its book; Community Neighbor Bank (#2787) net charge-offs on real estate 0.86%; Community Neighbor Bank (#2787) residential charge-offs 0.44%.
Community Neighbor Bank (#2787) net interest margin 4.61% against an eight-quarter Community Neighbor Bank (#2787) average of 4.68% (Community Neighbor Bank (#2787) compression 0.07 points); Community Neighbor Bank (#2787) real-estate loans 2.0% of equity; Community Neighbor Bank (#2787) non-residential real estate 43.9% of equity; Community Neighbor Bank (#2787) rate-exposure score 40/100, Community Neighbor Bank (#2787) fixed-rate trap 40/100; Community Neighbor Bank (#2787) risk type credit driven; Community Neighbor Bank (#2787) rate regime rates elevated, Community Neighbor Bank (#2787) snapshot October 20, 2026.
Community Neighbor Bank (#2787) stress score moved from 58.1 on June 22, 2026 to 59.2 on October 20, 2026; Community Neighbor Bank (#2787) ranged 58.1 to 59.2 over 117 snapshots.
Community Neighbor Bank (#2787) alerts: 3 counties; top Community Neighbor Bank (#2787) alert scores: Greenville County, AL 21 (low); Grove Hill County, AL 21 (low); Pine Hill County, AL 21 (low).