First Cahawba Bank (FDIC #58636): Bank Stress & Real-Estate Credit Exposure
First Cahawba Bank (FDIC Cert #58636): bank stress 71/100, elevated, STABLE over 7 days; parent FIRST CAHAWBA BANCSHARES INC.
First Cahawba Bank (#58636) lends in 4 counties across 1 state; First Cahawba Bank (#58636) reaches 57 ZIP codes: Alabama 4 counties, 57 ZIPs.
First Cahawba Bank (#58636) largest markets: Baldwin County, AL (24 branches, 24 ZIPs) (#58636), Calhoun County, AL (14 branches, 14 ZIPs) (#58636), Dallas County, AL (20 branches, 10 ZIPs) (#58636), Pike County, AL (9 branches, 9 ZIPs) (#58636).
First Cahawba Bank (#58636) reports $205.7 million in total assets; First Cahawba Bank (#58636) equity $18.6 million (9.0% of First Cahawba Bank (#58636) assets); First Cahawba Bank (#58636) domestic deposits $186.6 million; First Cahawba Bank (#58636) net income $1.1 million; First Cahawba Bank (#58636) return on assets 1.13%; First Cahawba Bank (#58636) return on equity 12.67%; First Cahawba Bank (#58636) net interest income $4.7 million; First Cahawba Bank (#58636) call report June 30, 2026.
First Cahawba Bank (#58636) noncurrent real-estate loans: none reported; First Cahawba Bank (#58636) net charge-offs on real estate 0.15%.
First Cahawba Bank (#58636) net interest margin 4.96% against an eight-quarter First Cahawba Bank (#58636) average of 4.77% (First Cahawba Bank (#58636) compression -0.19 points); First Cahawba Bank (#58636) rate-exposure score 40/100, First Cahawba Bank (#58636) fixed-rate trap 40/100; First Cahawba Bank (#58636) risk type credit driven; First Cahawba Bank (#58636) rate regime rates elevated, First Cahawba Bank (#58636) snapshot October 19, 2026.
First Cahawba Bank (#58636) stress score moved from 69 on June 22, 2026 to 71.4 on October 19, 2026; First Cahawba Bank (#58636) ranged 69 to 71.4 over 116 snapshots.
First Cahawba Bank (#58636) alerts: 4 counties; top First Cahawba Bank (#58636) alert scores: Gulf Shores County, AL 24 (low); Oxford County, AL 24 (low); Selma County, AL 24 (low); Troy County, AL 24 (low).