Origin Bank (FDIC #12614): Bank Stress & Real-Estate Credit Exposure

Origin Bank (FDIC Cert #12614): bank stress 60/100, elevated, STABLE over 7 days; parent ORIGIN BCORP INC.

Origin Bank (#12614) lends in 24 counties across 5 states; Origin Bank (#12614) reaches 656 ZIP codes: Texas 11 counties, 453 ZIPs; Louisiana 6 counties, 68 ZIPs; Mississippi 4 counties, 58 ZIPs; Alabama 2 counties, 63 ZIPs; Florida 1 county, 14 ZIPs.

Origin Bank (#12614) largest markets: Harris County, TX (1,287 branches, 143 ZIPs) (#12614), Dallas County, TX (475 branches, 95 ZIPs) (#12614), Tarrant County, TX (304 branches, 76 ZIPs) (#12614), Collin County, TX (80 branches, 40 ZIPs) (#12614), Mobile County, AL (39 branches, 39 ZIPs) (#12614), Fort Bend County, TX (35 branches, 35 ZIPs) (#12614).

Origin Bank (#12614) reports $10.18 billion in total assets; Origin Bank (#12614) equity $1.19 billion (11.7% of Origin Bank (#12614) assets); Origin Bank (#12614) domestic deposits $8.72 billion; Origin Bank (#12614) net income $61.3 million; Origin Bank (#12614) return on assets 1.23%; Origin Bank (#12614) return on equity 10.59%; Origin Bank (#12614) net interest income $179.9 million; Origin Bank (#12614) call report June 30, 2026.

Origin Bank (#12614) noncurrent real-estate loans 0.06% of its book; Origin Bank (#12614) commercial real estate 0.01%; Origin Bank (#12614) residential 0.10%; Origin Bank (#12614) net charge-offs on real estate 1.27%; Origin Bank (#12614) residential charge-offs 0.59%.

Origin Bank (#12614) net interest margin 3.83% against an eight-quarter Origin Bank (#12614) average of 3.59% (Origin Bank (#12614) compression -0.24 points); Origin Bank (#12614) real-estate loans 5.9% of equity; Origin Bank (#12614) non-residential real estate 58.8% of equity; Origin Bank (#12614) rate-exposure score 40/100, Origin Bank (#12614) fixed-rate trap 40/100; Origin Bank (#12614) risk type credit driven; Origin Bank (#12614) rate regime rates elevated, Origin Bank (#12614) snapshot October 20, 2026.

Origin Bank (#12614) stress score moved from 62.8 on June 22, 2026 to 60 on October 20, 2026; Origin Bank (#12614) ranged 60 to 62.8 over 117 snapshots.

Origin Bank (#12614) alerts: 24 counties; top Origin Bank (#12614) alert scores: Jackson County, LA 24 (low); Bastrop County, LA 20 (low); Bossier City County, LA 20 (low); Carthage County, LA 20 (low); Fairhope County, LA 20 (low).