Madison County, MS: Foreclosures, Tax Liens & Distressed Properties

Madison County, MS, Mississippi: 12 ZIP codes scored, Madison County, MS averaging 23/100 (low, Madison, MS), from 10 to 26. Madison County, MS is in its peak phase (Madison, MS confidence 27/100): Madison, MS home prices up 1.9% (Madison, MS) over twelve months, 2.2% under their peak. Madison County, MS lender headwind: 40/100.

Highest-scoring Madison County, MS ZIPs: 39045 (26/100), 39046 (26/100), 39071 (26/100), 39110 (26/100), 39157 (26/100), 39174 (25/100). Also scored in Madison County, MS: 39041, 39209, 39213, 39146, 39051, 39079.

Across Madison County, MS's scored ZIPs: median home value $174,600, household income $65,945, 13.9% vacancy, 22.8% poverty, 65% owner-occupied, median age 36.6.

Madison County, MS insurance distress 58/100 (#947 in the US); FEMA hazard 40/100 for Madison, MS; 6 federal disaster declarations in Madison County, MS since 2023; 9 Madison, MS NFIP flood claims, $369K paid; Madison, MS construction distress 28/100.

23 banks with 53 branches lend in Madison County, MS; Madison, MS weighted bank stress 59/100, highest 85/100 in Madison, MS.

Madison County, MS unemployment 2.6% (Madison, MS -0.9 pts, six months); 574 new housing units permitted in Madison County, MS over twelve months, Madison, MS up 20% from 480; Madison, MS home prices +8.4% a year (Madison, MS) over three years.

47,440 housing units in Madison County, MS; 12,323 Madison, MS renter households; 51% of Madison, MS renters spend 30%+ of income on rent, 19% (Madison, MS) half or more.

Madison County, MS ranks #1,513 nationally on the opportunity index (Madison, MS, among all ranked counties); Madison, MS scores 29.4/100 and Madison, MS sits #49 inside Mississippi. Madison, MS is in the early_signal opportunity phase; Madison, MS's primary driver is bank institutional, Madison, MS second driver vacancy; Madison, MS moved up 890 places. 48 short-sale listings across Madison, MS; 23 days on market observed in Madison, MS; 8.0% vacancy over 12 Madison, MS ZIPs.

1.5% of Madison County, MS mortgages were ninety-plus days late in December 2025; Madison, MS's thirty-to-eighty-nine-day share was 2.6% (CFPB county sample). Madison, MS's ninety-day rate is up 0.6 points on twelve months earlier; the Madison, MS peak since 2008 was 4.2% in February 2010; Mississippi overall reads 1.8%.

Madison County, MS has 15 watched banks; 15 Madison, MS banks sit in an elevated band. Madison, MS footprints: Bankplus (7 branches, stress 61) in Madison, MS; Trustmark Bank (7 branches, stress 58) in Madison, MS; Renasant Bank (5 branches, stress 43) in Madison, MS.

HUD lists 3 assisted multifamily properties in Madison County, MS with 258 units; 258 Madison, MS units are assisted, 3 Madison, MS properties under project-based Section 8.

3,523 of the 47,440 housing units in Madison, MS sit vacant. Madison County, MS permitted 32 multifamily units in twelve months; Madison, MS's one-to-four unit structures added 542 units in Madison County, MS.