ZIP 39045 Foreclosure, Tax-Lien & Distress Report
Madison County, Mississippi · High Vacancy market
Madison County, Mississippi's ZIP 39045 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (83/100). Structural exposure scores 58 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (58/100), institutional ownership (41/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (18/100) register low.
The peak-phase market in 39045 posted values that rose 1.9% over the year, 2.2% off the recent peak (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $98,500. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. About 12% have a four-year degree. 18.0% of residents fall below the poverty threshold. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. 92% of housing is owner-occupied. 1,108 residents call 39045 home, typically aged 44. Median household income is $39,075, below the U.S. median near $78,000. The ZIP holds roughly 656 housing units.
Net-net, 39045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 39045 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39045 can be compared directly against any other ZIP in Madison County, Mississippi or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 39045 shows blanks, not estimates, wherever the record is sparse.
The 26/100 for 39045 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 39045 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 39045
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 39045 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 39045, the same set carried on every parcel.
Neighbouring ZIPs in Madison County
More distress data near 39045
Additional distress intelligence spanning Madison County, Mississippi by ZIP, county and state.
Open the complete 39045 acquisition file
Open 39045 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology