ZIP 39045 Property Distress & Foreclosure Data

ZIP code 39045 in Madison County, Mississippi carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (83/100)). The latent-versus-live split is 68/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (68/100), construction/permit lag (65/100), institutional ownership (46/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 39045 posted values that rose 2.7% over the year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $98,500 here. Around 26% of renters are cost-burdened. On demographic stress specifically, 39045 scores 27/100. About 12% have a four-year degree. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 17.0% — elevated. The tenure split is 92% owner-occupied to 8% rented. Population is roughly 1,108 with a median age of 44. Households earn a median $39,075 — below the roughly $78,000 national figure. The ZIP holds roughly 656 housing units.

On the whole, 39045 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.