ZIP 39071 Foreclosure, Tax-Lien & Distress Report
Madison County, Mississippi · High Vacancy market
In Madison County, Mississippi, ZIP 39071 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (84/100). Its standout signals are structural risk (58/100), institutional ownership (41/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (18/100) register low. On the structural side it scores 58/100, with 5/100 of stress already active.
The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
6,319 residents call 39071 home, typically aged 40. 16.5% of residents fall below the poverty threshold. A median home runs $311,500 here, or 4.2 times local income. The tenure split is 71% owner-occupied to 29% rented. Around 36% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,709 housing units. Households earn a median $64,244 — below the roughly $78,000 national figure. On demographic stress specifically, 39071 scores 30/100. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Around 20% of renters are cost-burdened.
Net-net, 39071 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39071 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 39071 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Madison County, Mississippi and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 39071 shows blanks, not estimates, wherever the record is sparse.
The 26/100 figure for 39071 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 39071 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 39071
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
39071 at a glance
A live read on 39071: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Madison County
Keep exploring Mississippi distress
Additional distress intelligence spanning Madison County, Mississippi by ZIP, county and state.
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Rules-based scoring — each signal ties to a public dataset · methodology