ZIP 39071 Foreclosure, Tax-Lien & Distress Report
Madison County, Mississippi · High Vacancy market
In Madison County, Mississippi, ZIP 39071 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (84/100). Its standout signals are structural risk (59/100), institutional ownership (43/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (18/100) register low. On the structural side it scores 59/100, with 5/100 of stress already active.
The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
6,319 residents call 39071 home, typically aged 40. 16.5% of residents fall below the poverty threshold. A median home runs $311,500 here, or 4.2 times local income. The tenure split is 71% owner-occupied to 29% rented. Around 36% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,709 housing units. Households earn a median $64,244 — below the roughly $78,000 national figure. On demographic stress specifically, 39071 scores 30/100. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Around 20% of renters are cost-burdened.
Net-net, 39071 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39071 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 39071 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Madison County, Mississippi and the nation. Every figure is auditable to a public dataset and refreshed as records update; 39071 shows blanks, not estimates, wherever the record is sparse.
The 26/100 figure for 39071 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 39071 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 39071
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
39071 at a glance
A live read on 39071: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Madison County
Nearest ZIP codes to 39071
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Mississippi distress
Additional distress intelligence spanning Madison County, Mississippi by ZIP, county and state.
Get the full acquisition report for 39071
See who owns each distressed property in 39071, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology