ZIP 39154 Foreclosure, Tax-Lien & Distress Report

ZIP code 39154 in Hinds County, Mississippi carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 53/100 while live distress already moving reads 6/100. Leading the profile are structural risk (53/100), institutional ownership (41/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, and 14% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $221,300, an affordability ratio of 2.8× — accessible. Vacancy runs 10.9%. 9,036 residents call 39154 home, typically aged 39. The ZIP holds roughly 3,783 housing units. Households earn a median $77,127 — near the roughly $78,000 national figure. About 33% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. 11.9% of residents fall below the poverty threshold. Around 59% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100.

Overall, 39154 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 39154 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 39154 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 39154 stays directly comparable to neighboring ZIPs and the rest of Hinds County, Mississippi. Sparse data for 39154 shows as blanks, never estimates, and the score updates on every fresh public filing.

39154's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 39154 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.