ZIP 39046 Property Distress & Foreclosure Data

In Madison County, Mississippi, ZIP 39046 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). Its standout signals are structural risk (68/100), construction/permit lag (65/100), institutional ownership (46/100). mortgage stress (18/100) stay muted. Structural exposure scores 68 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 17% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

29,160 residents call 39046 home, typically aged 37. The poverty rate is 22.5% — high, a tax-stress and distress correlate. The typical home is worth about $216,800 (4.4× income). There are about 12,843 housing units across 39046. The demographic-stress sub-score lands at 36/100. Vacancy runs 9.4%. At $48,288, median income runs below typical U.S. levels. Rent burden reaches 35% of tenant households. 59% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher.

Taken together, 39046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.