ZIP 39046 Foreclosure, Tax-Lien & Distress Report
Madison County, Mississippi · High Poverty market
Madison County, Mississippi's ZIP 39046 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (83/100). The sharpest non-environmental signals are structural risk (58/100), institutional ownership (41/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (18/100) stay muted. The split runs 58/100 structural to 5/100 active on the ground.
The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, and 17% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 29,160 with a median age of 37. The poverty rate is 22.5% — high, a tax-stress and distress correlate. A median home runs $216,800 here, or 4.4 times local income. There are about 12,843 housing units across 39046. The demographic-stress sub-score lands at 36/100. The vacancy rate is 9.4%. Households earn a median $48,288 — below the roughly $78,000 national figure. Around 35% of renters are cost-burdened. Owners hold 59% of homes, renters 41%. Around 29% of adults hold a bachelor's degree or higher.
On the whole, 39046 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 39046 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 39046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 39046 shows as blanks, never estimates, and the score updates on every fresh public filing.
39046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 39046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 39046
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 39046 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 39046, drawn from the same report attached to each property.
Adjacent Madison County ZIP reports
Related reports across Madison County, Mississippi
Related ZIP, county and statewide reads linked to Madison County, Mississippi.
Unlock parcel-level detail for ZIP 39046
Open 39046 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology