ZIP 39146 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 39146 in Madison County, Mississippi comes in at 18, a low composite-distress reading. Its heaviest discrete signals: structural risk (41/100), construction/permit lag (34/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (10/100). Latent structural risk is 41/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (63/100).

The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 37.1% — high, a tax-stress and distress correlate. Around 54% of renters are cost-burdened. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 11% bachelor's-or-above. About 3,057 people live here, median age 37. On demographic stress specifically, 39146 scores 37/100. Median household income is $29,821, below the U.S. median near $78,000. The ZIP holds roughly 1,283 housing units. The typical home is worth about $61,500 (2.4× income, relatively affordable). 70% of housing is owner-occupied.

Taken together, 39146 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 39146 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 39146 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 39146 stays directly comparable to neighboring ZIPs and the rest of Madison County, Mississippi. Where the public record is thin for 39146, the field stays empty rather than modeled, and fills in as new documents post.

39146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 39146 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.