ZIP 39063 Property Distress & Foreclosure Data

ZIP code 39063 in Holmes County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 27/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (55/100), structural risk (27/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 39063 posted values that rose 2.7% over the year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 27.4% — elevated. A median home runs $80,400 here, or 2.1 times local income. The ZIP holds roughly 1,424 housing units. About 9% have a four-year degree. Around 52% of renters are cost-burdened. On demographic stress specifically, 39063 scores 37/100. Households earn a median $27,700 — below the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. Roughly 32.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 2,653 with a median age of 43.

On the whole, 39063 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.