ZIP 39038 Foreclosure, Tax-Lien & Distress Report
Humphreys County, Mississippi · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 39038 in Humphreys County, Mississippi comes in at 18, a low composite-distress reading. Its standout signals are institutional ownership (52/100), structural risk (39/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (18/100) register low. The latent-versus-live split is 39/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100).
The market reads peak — home values rose 3.7% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
The demographic-stress sub-score lands at 32/100. The typical home is worth about $85,800 (2.5× income, relatively affordable). The poverty rate is 24.8% — high, a tax-stress and distress correlate. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 14.9% — elevated. About 5,363 people live here, median age 37. Rent burden reaches 33% of tenant households. 57% of housing is owner-occupied. Households earn a median $34,157 — below the roughly $78,000 national figure. There are about 2,505 housing units across 39038.
On the whole, 39038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 39038 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Humphreys County, Mississippi and the nation. 39038 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 39038's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 39038 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 39038’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 39038 Stress Report snapshot
The live 39038 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Humphreys County
Related reports across Humphreys County, Mississippi
Additional distress intelligence spanning Humphreys County, Mississippi by ZIP, county and state.
The complete 39038 distress and acquisition report
The full 39038 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology