ZIP 39038 Property Distress & Foreclosure Data

DLRadar grades ZIP 39038 (Humphreys County, Mississippi) at a low 17/100 for overall property distress. Property-level stress concentrates in institutional ownership (59/100), structural risk (37/100), mortgage stress (24/100). By contrast, structural risk (37/100) and mortgage stress (24/100) register low. The latent-versus-live split is 37/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).

The market reads peak — home values rose 4.6% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 32/100. Home values center near $85,800, an affordability ratio of 2.5× — accessible. 24.8% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 14.9% — elevated. About 5,363 people live here, median age 37. Around 33% of renters are cost-burdened. Owners hold 57% of homes, renters 43%. Median household income is $34,157, below the U.S. median near $78,000. The ZIP holds roughly 2,505 housing units.

Net-net, 39038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.