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ZIP 38924 Foreclosure, Tax-Lien & Distress Report

Holmes County, Mississippi · High Vacancy market

In Holmes County, Mississippi, ZIP 38924 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (31/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. Latent structural risk is 31/100 while live distress already moving reads 3/100.

The peak-phase market in 38924 posted values that rose 2.5% over the year, 1.4% off the recent peak (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $90,000 here, or 2.3 times local income. Vacancy runs 31.2%, above the national norm and a classic distress-and-opportunity signal. About 441 people live here, median age 35. Roughly 26.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 366 housing units. Households earn a median $30,893 — below the roughly $78,000 national figure. On demographic stress specifically, 38924 scores 40/100. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 64% owner-occupied to 36% rented. Rent burden reaches 80% of tenant households.

On the whole, 38924 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 38924 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 38924 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 38924 stays directly comparable to neighboring ZIPs and the rest of Holmes County, Mississippi. Where the public record is thin for 38924, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 for 38924 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38924 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
31/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 38924

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk37
9 further distress layers are graded for 38924

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 38924 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 38924, the same set carried on every parcel.

Loading ZIP 38924 stress data…

Adjacent Holmes County ZIP reports

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