ZIP 38923 Foreclosure, Tax-Lien & Distress Report
Carroll County, Mississippi · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 38923 in Carroll County, Mississippi comes in at 12, a minimal composite-distress reading. Its heaviest discrete signals: institutional ownership (37/100), structural risk (27/100), mortgage stress (18/100). On the quiet end sit structural risk (27/100) and mortgage stress (18/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). Structural risk reads 27/100 against active distress of 5/100.
Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 38/100. Population is roughly 938 with a median age of 48. Roughly 25.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 93% of homes, renters 7%. Rent burden reaches 100% of tenant households. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 529 housing units. A median home runs $101,800 here, or 1.7 times local income. At $68,750, median income runs near typical U.S. levels. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 38923 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38923 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 38923, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 38923's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 38923 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 38923
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 38923 by the numbers
Current distress, phase, housing and lender-pressure figures for 38923, drawn from the same report attached to each property.
Adjacent Carroll County ZIP reports
Explore related distress reports
Further distress data across Carroll County, Mississippi at ZIP, county and state level.
The complete 38923 distress and acquisition report
The full 38923 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology