ZIP 38954 Property Distress & Foreclosure Data

Composite property distress in 38954 (Leflore County, Mississippi) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (52/100), structural risk (42/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). The latent-versus-live split is 42/100 structural and 7/100 already moving.

The market reads neutral — home values rose 4.3% year on year (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 451 housing units. Owners hold 70% of homes, renters 30%. 10.9% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $57,400, an affordability ratio of 1.0× — accessible. Around 67% of renters are cost-burdened. About 754 people live here, median age 40. Median household income is $79,000, near the U.S. median near $78,000. The vacancy rate is 28.0% — elevated.

Net-net, 38954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.