ZIP 38967 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38967 in Montgomery County, Mississippi comes in at 13, a minimal composite-distress reading. Structural exposure scores 30 and live distress 5 on the 0–100 scale. The pressure is most legible in construction/permit lag (49/100), structural risk (30/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (16/100) register low.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 23.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $39,632 — below the roughly $78,000 national figure. About 23% have a four-year degree. 7,048 residents call 38967 home, typically aged 40. The tenure split is 68% owner-occupied to 32% rented. Around 61% of renters are cost-burdened. The typical home is worth about $141,100 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 39/100. There are about 3,592 housing units across 38967.

On the whole, 38967 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38967 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 38967 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 38967, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 38967 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38967 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.