ZIP 38967 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 38967 in Montgomery County, Mississippi comes in at 13, a minimal composite-distress reading. Structural exposure scores 29 and live distress 5 on the 0–100 scale. The pressure is most legible in construction/permit lag (44/100), institutional ownership (30/100), structural risk (29/100). By contrast, structural risk (29/100) and mortgage stress (16/100) register low.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 23.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $39,632 — below the roughly $78,000 national figure. About 23% have a four-year degree. 7,048 residents call 38967 home, typically aged 40. The tenure split is 68% owner-occupied to 32% rented. Around 61% of renters are cost-burdened. The typical home is worth about $141,100 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 39/100. There are about 3,592 housing units across 38967.

On the whole, 38967 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38967 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 38967 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 38967, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 38967 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38967 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.