ZIP 39747 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Mississippi · High Vacancy market
Scored on a fixed 0-100 scale, 39747 (Montgomery County, Mississippi) returns a minimal composite of 11/100. What sets it apart are the readings on construction/permit lag (44/100), institutional ownership (26/100), structural risk (24/100). structural risk (24/100) and mortgage stress (15/100) stay muted. The latent-versus-live split is 24/100 structural and 4/100 already moving.
The market reads peak — home values rose 3.6% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 1,028 housing units. The vacancy rate is 33.6% — elevated. The typical home is worth about $90,000 (1.8× income, relatively affordable). Households earn a median $49,902 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. Roughly 11.0% live below the poverty line. 77% of housing is owner-occupied. Around 9% of renters are cost-burdened. 1,415 residents call 39747 home, typically aged 47. About 22% have a four-year degree.
Net-net, 39747 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 39747 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 39747, the field stays empty rather than modeled, and fills in as new documents post.
The 11/100 figure for 39747 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39747 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 39747’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
39747 at a glance
The live 39747 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Montgomery County ZIP codes
Nearest ZIP codes to 39747
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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The complete 39747 distress and acquisition report
Open 39747 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology