Montgomery County, MS: Foreclosures, Tax Liens & Distressed Properties

Montgomery County, Mississippi sits inside DLRadar's nationwide distress index, built entirely from public records. County-level credit and bank headwind reads 61/100 — elevated, a sign of lender stress locally. DLRadar scores 7 ZIPs here, with a mean composite of 11/100. Individual Montgomery County ZIPs score between 7 and 14 on the 0–100 composite.

In its peak phase, Montgomery County home prices rose 3.6% across the last year (phase confidence 21/100). This late in the run, the average masks the outliers with opportunity concentrated by ZIP.

At +3.6% YoY and 21/100 confidence, the discount lives in outliers so the headline market won't hand it over. Bank stress at 61/100 favors patient capital: banks under pressure move REO faster.

By composite, 39176 (14/100), 38967 (13/100), 38901 (11/100), 38925 (11/100), 39747 (11/100), 39745 (8/100) top the county — tap any ZIP to go deeper. Coverage extends to 39767 among others.

Profile-wise, Montgomery County's tracked footprint report a median household income near $43,866 (below the US norm), residents with a median age around 44, 24.3% of units sitting vacant, home values averaging roughly $119,033, below the US, a 22% poverty rate, 75% owner-occupancy. Taken together, they drive which owners come under strain and how quickly stock clears.

Montgomery County, Mississippi's 11/100 average over 7 ZIPs says Montgomery County is a screen-by-ZIP market for a disciplined buyer. Subscribers get each Montgomery County parcel's owner, address and APN, a distress reading, the lender on title and exit timing.

No county is too small to score: Montgomery County, Mississippi runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Montgomery County's numbers mean exactly what they mean anywhere else in Mississippi.

Read Montgomery County, Mississippi as a heat map for effort — the county's minimal composite of 11/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. All of it is deterministic and auditable: Montgomery County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Montgomery County's highest-scoring ZIPs are 39176 (14/100), 38967 (13/100), 38901 (11/100), 38925 (11/100), 39747 (11/100), 39745 (8/100). DLRadar also scores 39767 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Montgomery County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.