Montgomery County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, MS distress report, 2026: 7 ZIPs scored in Montgomery, MS, Montgomery, MS average 11/100; the top Montgomery, MS ZIP is 39176 at 14/100; Montgomery, MS market phase peak, Montgomery, MS prices +3.6% year over year.
- Montgomery, MS ranks #999 nationally (opportunity index); Montgomery, MS #32 in Mississippi; Montgomery, MS index 31.2.
- Montgomery, MS: no CFPB county sample; Montgomery, MS non-metro area reading 1.8%.
- Montgomery, MS ZIP phases: 7 peak.
- Montgomery, MS residential listings tracked: 3 across 3 ZIPs; Montgomery, MS candidate listings 1.
- Montgomery, MS lenders on watch: 3; largest Montgomery, MS footprint Bank Of Kilmichael (2 branches).
- Montgomery, MS most distressed ZIP: 39176 at 14/100.
Montgomery, MS figures: DLRadar distress index; Montgomery, MS inputs: CFPB, FHFA, HUD, FDIC; Montgomery, MS rebuilt as sources refresh.
| Rank | Montgomery, MS ZIP | Score |
|---|---|---|
| 1 | 39176 | 14/100 |
| 2 | 38967 | 13/100 |
| 3 | 38901 | 12/100 |
| 4 | 39747 | 11/100 |
| 5 | 38925 | 10/100 |
| 6 | 39745 | 8/100 |
| 7 | 39767 | 6/100 |
Most distressed Montgomery, MS ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, MS
No CFPB county sample covers Montgomery, MS; the non-metro area reading for Montgomery, MS: 1.8% ninety-plus; Montgomery, MS area thirty-to-eighty-nine 5.9% (December 2025, Montgomery, MS); Mississippi overall 1.8%.
Opportunity index: Montgomery, MS
Montgomery, MS index 31.2, Montgomery, MS phase early_signal; Montgomery, MS primary driver vacancy, Montgomery, MS second driver bank institutional. Montgomery, MS components: property stress 20.9, foreclosure pressure 22.7, listing discounts 22.0, bank stress 61.9, insurance 0.0; Montgomery, MS pulse 38.2; Montgomery, MS capital opportunity 20.6; Montgomery, MS seven-day change +1.1%.
ZIP market phases inside Montgomery, MS
7 Montgomery, MS ZIPs carry a price-cycle phase; Montgomery, MS ZIPs by phase (Montgomery, MS), deepest drawdown first: peak, +3.6% YoY (Montgomery, MS): 38901, 38925, 38967, 39176, Montgomery, MS 39747; peak, +3.8% YoY (Montgomery, MS): 39745; peak, +3.7% YoY (Montgomery, MS): 39767.
Residential listings by Montgomery, MS ZIP
Montgomery, MS ZIPs with the most tracked Montgomery, MS residential listings: 38925 2 listings, 1 candidates, bank pressure 63; 39747 1 listings, 0 candidates, bank pressure 61; 38967 0 listings, 0 candidates, bank pressure 60. Montgomery, MS totals: 3 listings; Montgomery, MS candidates 1; active ZIPs 0.
Lenders with branches in Montgomery, MS
Montgomery, MS lenders by branch count: Bank Of Kilmichael (Montgomery, MS): stress 79, 2 branches low in Montgomery, MS; Bank Of Winona (Montgomery, MS): stress 60, 1 branch low in Montgomery, MS; Renasant Bank (Montgomery, MS): stress 43, 1 branch low in Montgomery, MS.
Vacancy and permits, Montgomery, MS
1,317 of 5,454 Montgomery, MS housing units are vacant; Montgomery, MS permits, twelve months: 82 multifamily units in Montgomery, MS, 12 one-to-four unit units.
Work Montgomery, MS at the parcel level
Every Montgomery, MS parcel carries owner and address; every Montgomery, MS parcel carries APN; Montgomery, MS distress scores sit on the Montgomery, MS live board.
Montgomery, MS figures refresh with each source.
Montgomery, MS questions
Most distressed ZIP code in Montgomery County, MS?
ZIP 39176 leads Montgomery, MS at 14/100; next in Montgomery, MS: 38967 at 13/100; the Montgomery, MS average is 11/100.
Where does Montgomery County, MS rank for investment opportunity?
Montgomery, MS is #999 among all ranked counties, #32 in Mississippi; the Montgomery, MS driver is vacancy; Montgomery, MS moved down 439 places.
How many mortgages are delinquent in Montgomery County, MS?
Montgomery, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Montgomery, MS.
Which banks lend in Montgomery County, MS?
3 watched lenders hold Montgomery, MS branches; the largest Montgomery, MS footprints are Bank Of Kilmichael (2), Bank Of Winona (1), Renasant Bank (1).
More on Montgomery, MS
Montgomery County, MS distress report: public-record figures for Montgomery, MS; not legal advice for Montgomery, MS; not tax or investment advice; verify every Montgomery, MS record before acting.