Montgomery County, MS: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, MS: 21/100 (low) home-insurance distress; Montgomery, MS band LOW; Montgomery, MS #2,160 of 3,222 counties; Montgomery, MS #48 of 82 in Mississippi; raw Montgomery, MS 24.3; Montgomery, MS coverage multiplier 0.85.
FEMA hazard, Montgomery, MS: 40/100; Montgomery, MS declarations, three years: 6; Montgomery, MS perils: 2 severe-storm; Montgomery, MS five-year count 12 (severity 21.0); Montgomery, MS ten-year 12; hazard-weighted, Montgomery, MS: 2.0.
Declared incidents on the Montgomery, MS record: 2026 Winter Storm 6; 2025 Severe Storm 3 (Montgomery, MS); 2023 Severe Storm 3 (Montgomery, MS).
NFIP claims, Montgomery, MS, three years: none; Montgomery, MS claim-stress 0/100.
Montgomery, MS monthly score fell, 26 (March 2026) to 23 (October 2026); Montgomery, MS by month: March 26, April 26, May 24, June 24 (Montgomery, MS), July 33, August 21, September 21, October 23.
Montgomery, MS components: climate 46; Montgomery, MS retreat index 23; Montgomery, MS climate multiplier 0.85.
Construction distress, Montgomery, MS: 42/100 as of August 2026 (Montgomery, MS: 12/100 one-to-four unit, 46/100 multifamily).
Montgomery, MS ZIPs, June 2026 (Montgomery, MS, 7 highest): score 0 (Montgomery, MS), climate 45 (Montgomery, MS): 38901; score 0 (Montgomery, MS), climate 20 (Montgomery, MS): 39176; score 0 (Montgomery, MS), climate 17 (Montgomery, MS): 39745; score 0 (Montgomery, MS), climate 14 (Montgomery, MS): 38925; score 0 (Montgomery, MS), climate 13 (Montgomery, MS): 38967; score 0 (Montgomery, MS), climate 10 (Montgomery, MS): 39747, 39767.
DLRadar rescores Montgomery, MS monthly; Montgomery, MS readings join Montgomery, MS foreclosure, lien and ownership parcels (Montgomery, MS), so cost-squeezed Montgomery, MS owners surface before listing.
Inside Mississippi, Montgomery County ranks 48th of 82 counties for home-insurance distress at 21/100; Lawrence County (21/100) sits just above Montgomery County, and Neshoba County (21/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, MS signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, MS) · how insurance distress works in Montgomery, MS · methodology
FAQ: Montgomery County, MS insurance distress
What is the Montgomery County, MS home-insurance-distress score?
Montgomery, MS: 21/100 (LOW), #2,160 of 3,222, #48 in Mississippi. FEMA hazard, Montgomery, MS: 40/100; NFIP stress, Montgomery, MS: 0/100; construction, Montgomery, MS: 42/100; Montgomery, MS rescores monthly.
Is Montgomery County insurance distress getting better or worse (MS)?
Montgomery, MS: 26 in March 2026; Montgomery, MS: 23 in October 2026 (better); Montgomery, MS climate component 46.
Which Montgomery County ZIP codes carry the most insurance distress (MS)?
Montgomery, MS, June 2026: 38901 at 0, 39176 at 0, 39745 at 0, 38925 at 0; Montgomery, MS climate scores there: 45, 20, 17, 14.
Why does Montgomery, MS insurance distress create sellers?
A Montgomery, MS premium outruns the Montgomery, MS budget; a carrier leaves Montgomery, MS; Montgomery, MS carrying cost passes plan; Montgomery, MS owners sell while current; Montgomery, MS insurance distress leads Montgomery, MS foreclosure data.