ZIP 39744 Foreclosure, Tax-Lien & Distress Report

ZIP 39744's composite property-distress score is 2/100 - DLRadar classes that as minimal for Webster County, Mississippi. Latent structural risk is 4/100 while live distress already moving reads 2/100. The pressure is most legible in mortgage stress (5/100), institutional ownership (4/100), structural risk (4/100). On the quiet end sit institutional ownership (4/100) and structural risk (4/100).

The market reads peak — home values rose 3.6% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 79% of homes, renters 21%. 16.3% of residents fall below the poverty threshold. About 5,308 people live here, median age 41. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 17% bachelor's-or-above. The typical home is worth about $121,100 (2.0× income, relatively affordable). Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $49,907 — below the roughly $78,000 national figure. The ZIP holds roughly 2,711 housing units.

On the whole, 39744 leans distressed, with opportunity clustered in specific stressed parcels. 39744 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 39744 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 2/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 39744 reflects the current record instead of a stale or modeled snapshot.

39744's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 39744 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.