ZIP 38878 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Mississippi · High Vacancy market
ZIP code 38878 in Calhoun County, Mississippi carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (73/100), structural risk (35/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (12/100) register low. On the structural side it scores 35/100, with 4/100 of stress already active.
The peak-phase market in 38878 posted values that rose 3.8% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 13% have a four-year degree. There are about 1,265 housing units across 38878. Median household income is $43,912, below the U.S. median near $78,000. 80% of housing is owner-occupied. The poverty rate is 15.7%. Population is roughly 2,642 with a median age of 35. Around 11% of renters are cost-burdened. Home values center near $75,100, an affordability ratio of 1.8× — accessible. On demographic stress specifically, 38878 scores 23/100.
On the whole, 38878 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38878 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 38878 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Calhoun County, Mississippi and the nation. The score is rebuilt from public data as it updates, so 38878 reflects the current record instead of a stale or modeled snapshot.
The 16/100 figure for 38878 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38878 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 38878
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 38878 by the numbers
Current distress, phase, housing and lender-pressure figures for 38878, drawn from the same report attached to each property.
More ZIPs across Calhoun County
Nearest ZIP codes to 38878
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Calhoun County, Mississippi
Further distress data across Calhoun County, Mississippi at ZIP, county and state level.
See every distressed parcel in 38878
Every distressed parcel in 38878 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology