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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 38851 Foreclosure, Tax-Lien & Distress Report

Chickasaw County, Mississippi · High Vacancy market

DLRadar grades ZIP 38851 (Chickasaw County, Mississippi) at a minimal 14/100 for overall property distress. Structural risk reads 33/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (83/100), structural risk (33/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 38851 posted values that rose 3.8% over the year, and 52% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Home values center near $142,900, an affordability ratio of 2.8× — accessible. The vacancy rate is 13.8% — elevated. Households earn a median $42,508 — below the roughly $78,000 national figure. Around 16% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households. On demographic stress specifically, 38851 scores 33/100. 22.6% of residents fall below the poverty threshold. There are about 3,887 housing units across 38851. The tenure split is 71% owner-occupied to 29% rented. Population is roughly 8,797 with a median age of 42.

Taken together, 38851 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 38851's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38851 reflects the current record instead of a stale or modeled snapshot.

Each component behind 38851 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 38851 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
33/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 38851

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk39
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 38851 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 38851, the same set carried on every parcel.

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Chickasaw County ZIPs near 38851

More distress data near 38851

Further distress data across Chickasaw County, Mississippi at ZIP, county and state level.

Open the complete 38851 acquisition file

Get every distressed property in 38851 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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