ZIP 38860 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38860 (Chickasaw County, Mississippi) at a minimal 14/100 for overall property distress. Latent structural risk is 32/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (60/100), structural risk (32/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (6/100) stay muted.

The peak-phase market in 38860 posted values that rose 3.8% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 14.6% — elevated. Households earn a median $43,931 — below the roughly $78,000 national figure. Educational attainment sits at 8% bachelor's-or-above. The ZIP holds roughly 2,564 housing units. On demographic stress specifically, 38860 scores 30/100. 6,313 residents call 38860 home, typically aged 34. A median home runs $100,400 here, or 2.3 times local income. Rent burden reaches 25% of tenant households. Owners hold 63% of homes, renters 37%.

On the whole, 38860 leans distressed, with opportunity clustered in specific stressed parcels. While 38860 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 38860 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 38860 stays directly comparable to neighboring ZIPs and the rest of Chickasaw County, Mississippi. The score is rebuilt from public data as it updates, so 38860 reflects the current record instead of a stale or modeled snapshot.

Behind 38860's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 38860 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.