ZIP 38862 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 38862 in Lee County, Mississippi comes in at 28, a low composite-distress reading. The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (47/100), institutional ownership (44/100). mortgage stress (19/100) stay muted. The split runs 62/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (80/100).

The peak-phase market in 38862 posted values that rose 3.6% over the year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 38862 scores 31/100. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $135,600 (2.6× income, relatively affordable). Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal. About 30% have a four-year degree. 2,000 residents call 38862 home, typically aged 47. Around 34% of renters are cost-burdened. The tenure split is 70% owner-occupied to 30% rented. Median household income is $51,688, below the U.S. median near $78,000. There are about 1,146 housing units across 38862.

Taken together, 38862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38862 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 38862 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Lee County, Mississippi and the nation. Where the record is thin for 38862, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 38862 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.