ZIP 38862 Property Distress & Foreclosure Data

In Lee County, Mississippi, ZIP 38862 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), construction/permit lag (68/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 69/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (80/100)).

The neutral-phase market in 38862 posted values that rose 4.4% over the year (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 38862 scores 31/100. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $135,600 here, or 2.6 times local income. The vacancy rate is 25.9% — elevated. About 30% have a four-year degree. Population is roughly 2,000 with a median age of 47. Around 34% of renters are cost-burdened. The tenure split is 70% owner-occupied to 30% rented. Households earn a median $51,688 — below the roughly $78,000 national figure. The ZIP holds roughly 1,146 housing units.

On the whole, 38862 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.