ZIP 38866 Property Distress & Foreclosure Data

ZIP code 38866 in Lee County, Mississippi carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (69/100), construction/permit lag (68/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 69/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (80/100).

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 17% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $221,100 (3.1× income, relatively affordable). Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 5,662 housing units. The poverty rate is 10.5%. 85% of housing is owner-occupied. At $69,971, median income runs near typical U.S. levels. 11,714 residents call 38866 home, typically aged 39. Around 28% of adults hold a bachelor's degree or higher. The vacancy rate is 16.4% — elevated.

Taken together, 38866 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.