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ZIP 38849 Foreclosure, Tax-Lien & Distress Report

Lee County, Mississippi · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 38849 in Lee County, Mississippi comes in at 25, a low composite-distress reading. The latent-versus-live split is 56/100 structural and 5/100 already moving. Leading the profile are structural risk (56/100), construction/permit lag (51/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (72/100)).

The peak-phase market in 38849 posted values that rose 3.6% over the year, and 6% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $152,000, an affordability ratio of 2.0× — accessible. There are about 2,340 housing units across 38849. About 5,874 people live here, median age 36. Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 10.9%. Rent burden reaches 25% of tenant households. 82% of housing is owner-occupied. At $72,018, median income runs near typical U.S. levels. On demographic stress specifically, 38849 scores 24/100. The poverty rate is 10.3%.

On balance 38849 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 38849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 38849's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38849, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38849 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 38849 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
56/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 38849

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 38849 by the numbers

Current distress, phase, housing and lender-pressure figures for 38849, drawn from the same report attached to each property.

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