ZIP 38856 Foreclosure, Tax-Lien & Distress Report

ZIP 38856's composite property-distress score is 14/100 - DLRadar classes that as minimal for Itawamba County, Mississippi. Its standout signals are structural risk (29/100), institutional ownership (26/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (12/100) stay muted. Structural risk reads 29/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,442 with a median age of 41. 87% of housing is owner-occupied. The vacancy rate is 10.8%. Educational attainment sits at 19% bachelor's-or-above. Home values center near $135,700, an affordability ratio of 1.6× — accessible. Households earn a median $71,250 — near the roughly $78,000 national figure. On demographic stress specifically, 38856 scores 19/100. Around 8% of renters are cost-burdened. There are about 562 housing units across 38856. 8.6% of residents fall below the poverty threshold.

On balance 38856 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 38856 is not published yet -- the ZIP-level readings above remain fully sourced.

The 38856 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 38856 stays directly comparable to neighboring ZIPs and the rest of Itawamba County, Mississippi. 38856 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38856's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 38856 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.