Itawamba County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Itawamba County, Mississippi? DLRadar grades every Itawamba County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Itawamba County breakdown.
- Itawamba County's most distressed ZIP is 38804 at 27/100.
- 10 ZIP codes tracked in Itawamba County, averaging 17/100 distress.
- Itawamba County reads peak — home values up 3.6% year over year.
- Vacancy runs 15.1% across Itawamba County's tracked ZIPs, with a 11.8% poverty rate.
- The typical Itawamba County home is worth about $144,930 against a ~$61,598 median income.
- Lending headwind in Itawamba County sits at 31/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38804 | 27/100 |
| 2 | 38849 | 25/100 |
| 3 | 38858 | 19/100 |
| 4 | 38870 | 18/100 |
| 5 | 38824 | 17/100 |
| 6 | 38843 | 14/100 |
| 7 | 38855 | 14/100 |
| 8 | 38876 | 14/100 |
| 9 | 38847 | 11/100 |
| 10 | 38856 | 11/100 |
Most distressed ZIP codes in Itawamba County (composite distress 0-100, 2026)
What is driving Itawamba County distress
DLRadar builds Itawamba County's distress picture only from records anyone can pull; its ZIPs average 17/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Itawamba County market phase and pricing
The cycle in Itawamba County is peak, with values up 3.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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What people ask
Where is distress highest inside Itawamba County, MS?
ZIP 38804 leads Itawamba County at 27/100, recomputed monthly from public records.
What stage of the price cycle is Itawamba County at?
FHFA price-index movement places Itawamba County in peak; prices are up 3.6% over twelve months.
Can the Itawamba County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 10 Itawamba County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Itawamba County ZIP codes?
The county figure is a blend, not a description. Across the Itawamba County ZIPs DLRadar ranks, scores run from 27/100 in 38804 down to 11/100 in 38856, against a Itawamba County average of 17/100. Those 16 points separate the ZIPs worth working in Itawamba County from the rest.
What do Itawamba County home values and vacancy say about distressed supply?
The typical Itawamba County home carries about $144,930 of value against a median household income near $61,598. Vacancy across Itawamba County's tracked ZIPs runs 15.1% and the poverty rate is 11.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Itawamba County's filings and its 31/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.