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ZIP 38855 Foreclosure, Tax-Lien & Distress Report

Itawamba County, Mississippi · Affordable market

In Itawamba County, Mississippi, ZIP 38855 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. The split runs 30/100 structural to 4/100 active on the ground. What sets it apart are the readings on structural risk (30/100), institutional ownership (26/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 27% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $153,400 (1.8× income, relatively affordable). Roughly 9.0% live below the poverty line. At $76,000, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 11% bachelor's-or-above. 80% of housing is owner-occupied. Vacancy runs 5.9%. Population is roughly 5,298 with a median age of 42. Rent burden reaches 31% of tenant households. There are about 2,358 housing units across 38855.

Net-net, 38855 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 38855 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Itawamba County, Mississippi and the nation. 38855 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38855's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 38855 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
30/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 38855

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk46
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

38855 at a glance

The live 38855 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Itawamba County ZIP reports

Nearest ZIP codes to 38855

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Itawamba County, Mississippi

Additional distress intelligence spanning Itawamba County, Mississippi by ZIP, county and state.

Unlock parcel-level detail for ZIP 38855

The full 38855 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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