ZIP 38855 Property Distress & Foreclosure Data

Composite property distress in 38855 (Itawamba County, Mississippi) lands at 12/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 25/100 structural and 4/100 already moving. The sharpest non-environmental signals are institutional ownership (29/100), structural risk (25/100), mortgage stress (12/100). By contrast, structural risk (25/100) and mortgage stress (12/100) register low.

The market reads neutral — home values rose 4.4% year on year, and 27% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $153,400, an affordability ratio of 1.8× — accessible. 9.0% of residents fall below the poverty threshold. Median household income is $76,000, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 11% bachelor's-or-above. Owners hold 80% of homes, renters 20%. The vacancy rate is 5.9%. About 5,298 people live here, median age 42. Around 31% of renters are cost-burdened. The ZIP holds roughly 2,358 housing units.

Net-net, 38855 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.