Lee County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lee County, MS distress report, 2026: 15 ZIPs scored in Lee, MS, Lee, MS average 22/100; the top Lee, MS ZIP is 38804 at 28/100; Lee, MS market phase peak, Lee, MS prices +3.6% year over year.
- Lee, MS ranks #1,590 nationally (opportunity index); Lee, MS #53 in Mississippi; Lee, MS index 29.1.
- Lee, MS: no CFPB county sample; Lee, MS non-metro area reading 1.8%.
- Lee, MS ZIP phases: 15 peak.
- Lee, MS residential listings tracked: 5 across 8 ZIPs; Lee, MS candidate listings 2.
- Lee, MS HUD assisted properties: 9 with 785 units.
- Lee, MS lenders on watch: 8; largest Lee, MS footprint Renasant Bank (13 branches).
- Lee, MS most distressed ZIP: 38804 at 28/100.
Lee, MS figures: DLRadar distress index; Lee, MS inputs: CFPB, FHFA, HUD, FDIC; Lee, MS rebuilt as sources refresh.
| Rank | Lee, MS ZIP | Score |
|---|---|---|
| 1 | 38804 | 28/100 |
| 2 | 38857 | 28/100 |
| 3 | 38862 | 28/100 |
| 4 | 38866 | 28/100 |
| 5 | 38879 | 28/100 |
| 6 | 38801 | 25/100 |
| 7 | 38849 | 25/100 |
| 8 | 38868 | 24/100 |
| 9 | 38858 | 19/100 |
| 10 | 38824 | 18/100 |
| 11 | 38826 | 16/100 |
| 12 | 38828 | 15/100 |
Most distressed Lee, MS ZIPs (0-100, 2026)
Mortgage delinquency around Lee, MS
No CFPB county sample covers Lee, MS; the non-metro area reading for Lee, MS: 1.8% ninety-plus; Lee, MS area thirty-to-eighty-nine 5.9% (December 2025, Lee, MS); Mississippi overall 1.8%.
Opportunity index: Lee, MS
Lee, MS index 29.1, Lee, MS phase early_signal; Lee, MS primary driver vacancy, Lee, MS second driver bank institutional. Lee, MS components: property stress 19.8, foreclosure pressure 20.1, listing discounts 24.1, bank stress 57.3, insurance 0.0; Lee, MS pulse 33.7; Lee, MS capital opportunity 22.2; Lee, MS seven-day change +0.8%.
ZIP market phases inside Lee, MS
15 Lee, MS ZIPs carry a price-cycle phase; Lee, MS ZIPs by phase (Lee, MS), deepest drawdown first: peak, +3.6% YoY (Lee, MS): 38801, 38804, 38824, 38843, Lee, MS 38849, 38855, 38857, 38862, Lee, MS 38866, 38879; peak, +3.8% YoY (Lee, MS): 38826, 38828, 38860; peak, +3.7% YoY (Lee, MS): 38858, 38868.
Residential listings by Lee, MS ZIP
Lee, MS ZIPs with the most tracked Lee, MS residential listings: 38801 2 listings, 1 candidates, bank pressure 62; 38804 1 listings, 1 candidates, bank pressure 62; 38857 1 listings, 0 candidates, bank pressure 62; 38866 1 listings, 0 candidates, bank pressure 62 (Lee, MS); 38849 0 listings, 0 candidates, bank pressure 62; 38862 0 listings, 0 candidates, bank pressure 62; 38868 0 listings, 0 candidates, bank pressure 62; 38879 0 listings, 0 candidates, bank pressure 62. Lee, MS totals: 5 listings; Lee, MS candidates 2; active ZIPs 2.
HUD assisted housing in Lee, MS
9 assisted properties with 785 units sit in Lee, MS; largest Lee, MS properties: The Pines At Barnes Crossing (Tupelo) 200 units; Vistaridge Apartments (Tupelo) 160 units; The Mill At Mccullough (Tupelo) 150 units in Lee, MS; Hilldale Apts (Tupelo) 104 units, 104 assisted; Timberlawn Apts (Tupelo) 60 units, 60 assisted; Ashbury Court (Verona) 44 units, 43 assisted.
Lenders with branches in Lee, MS
Lee, MS lenders by branch count: Renasant Bank (Lee, MS): stress 43, 13 branches low in Lee, MS; Bankplus (Lee, MS): stress 61, 4 branches low in Lee, MS; Trustmark Bank (Lee, MS): stress 58, 4 branches low in Lee, MS; Guaranty Bank&Trust Co (Lee, MS): stress 64, 3 branches low in Lee, MS; Bna Bank (Lee, MS): stress 55, 3 branches low in Lee, MS; Community Bank Of Ms (Lee, MS): stress 74, 2 branches low in Lee, MS; Fnb Oxford Bank (Lee, MS): stress 70, 2 branches low in Lee, MS; Farmers&Merchants Bank (Lee, MS): stress 43, 2 branches low in Lee, MS.
Vacancy and permits, Lee, MS
5,063 of 37,654 Lee, MS housing units are vacant; Lee, MS permits, twelve months: 18 multifamily units in Lee, MS, 124 one-to-four unit units.
Work Lee, MS at the parcel level
Every Lee, MS parcel carries owner and address; every Lee, MS parcel carries APN; Lee, MS distress scores sit on the Lee, MS live board.
Lee, MS figures refresh with each source.
Lee, MS questions
Most distressed ZIP code in Lee County, MS?
ZIP 38804 leads Lee, MS at 28/100; next in Lee, MS: 38857 at 28/100; the Lee, MS average is 22/100.
Where does Lee County, MS rank for investment opportunity?
Lee, MS is #1,590 among all ranked counties, #53 in Mississippi; the Lee, MS driver is vacancy; Lee, MS moved down 94 places.
How many mortgages are delinquent in Lee County, MS?
Lee, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Lee, MS.
Which banks lend in Lee County, MS?
8 watched lenders hold Lee, MS branches; the largest Lee, MS footprints are Renasant Bank (13), Bankplus (4), Trustmark Bank (4).
More on Lee, MS
Lee County, MS distress report: public-record figures for Lee, MS; not legal advice for Lee, MS; not tax or investment advice; verify every Lee, MS record before acting.