ZIP 39095 Foreclosure, Tax-Lien & Distress Report
Holmes County, Mississippi · High Vacancy market
ZIP 39095's composite property-distress score is 10/100 - DLRadar classes that as minimal for Holmes County, Mississippi. What sets it apart are the readings on construction/permit lag (34/100), structural risk (23/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. The latent-versus-live split is 23/100 structural and 2/100 already moving.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, 2.0% off the recent peak (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
Population is roughly 6,652 with a median age of 41. Home values center near $91,800, an affordability ratio of 2.5× — accessible. There are about 2,858 housing units across 39095. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 35/100. 32.8% of residents fall below the poverty threshold. The vacancy rate is 17.4% — elevated. About 16% have a four-year degree. At $36,838, median income runs below typical U.S. levels. Around 45% of renters are cost-burdened.
On the whole, 39095 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 39095 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 39095 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 39095, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 39095 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. For a buyer, 39095 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 39095’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 39095 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 39095, drawn from the same report attached to each property.
More ZIPs across Holmes County
Nearest ZIP codes to 39095
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Mississippi distress
Keep going: ZIP, county and state distress coverage for Holmes County, Mississippi.
Open the complete 39095 acquisition file
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Deterministic. Every signal traces to a public dataset · methodology