ZIP 39095 Property Distress & Foreclosure Data

ZIP code 39095 in Holmes County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (28/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. Structural risk reads 28/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 6,652 people live here, median age 41. Home values center near $91,800, an affordability ratio of 2.5× — accessible. There are about 2,858 housing units across 39095. Owners hold 65% of homes, renters 35%. DLRadar's demographic-stress index for the area reads 35/100. 32.8% of residents fall below the poverty threshold. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 16% bachelor's-or-above. Median household income is $36,838, below the U.S. median near $78,000. Rent burden reaches 45% of tenant households.

Net-net, 39095 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.