ZIP 39040 Property Distress & Foreclosure Data

ZIP code 39040 in Yazoo County, Mississippi carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (65/100). What sets it apart are the readings on construction/permit lag (50/100), structural risk (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Structural risk reads 47/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,643 residents call 39040 home, typically aged 38. There are about 1,515 housing units across 39040. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.2%. The demographic-stress sub-score lands at 27/100. At $62,309, median income runs below typical U.S. levels. 65% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $212,200 (3.2× income, relatively affordable). Rent burden reaches 10% of tenant households.

Taken together, 39040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.