ZIP 39039 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 39039 in Yazoo County, Mississippi comes in at 16, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (65/100)). Its standout signals are structural risk (37/100), institutional ownership (18/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and construction/permit lag (10/100) register low. The latent-versus-live split is 37/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, 2.2% off the recent peak (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 2,218 people live here, median age 37. Owners hold 86% of homes, renters 14%. On demographic stress specifically, 39039 scores 37/100. About 23% have a four-year degree. The vacancy rate is 19.9% — elevated. Rent burden reaches 100% of tenant households. The typical home is worth about $145,000 (2.7× income, relatively affordable). Median household income is $56,381, below the U.S. median near $78,000. There are about 1,094 housing units across 39039. Roughly 15.2% live below the poverty line.

Net-net, 39039 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 39039 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 39039 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39039 can be compared directly against any other ZIP in Yazoo County, Mississippi or nationwide. Where the public record is thin for 39039, the field stays empty rather than modeled, and fills in as new documents post.

Behind 39039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 39039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.