ZIP 39097 Foreclosure, Tax-Lien & Distress Report
Humphreys County, Mississippi · High Vacancy market
ZIP 39097's composite property-distress score is 23/100 - DLRadar classes that as low for Humphreys County, Mississippi. The latent-versus-live split is 55/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). Its standout signals are construction/permit lag (90/100), structural risk (55/100), institutional ownership (47/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 60% of homes, renters 40%. Around 10% of adults hold a bachelor's degree or higher. Households earn a median $21,727 — below the roughly $78,000 national figure. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 39097 scores 55/100. Around 100% of renters are cost-burdened. Population is roughly 501 with a median age of 51. Roughly 49.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 300 housing units.
Net-net, 39097 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39097 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 39097 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 39097 stays directly comparable to neighboring ZIPs and the rest of Humphreys County, Mississippi. The score is rebuilt from public data as it updates, so 39097 reflects the current record instead of a stale or modeled snapshot.
Behind 39097's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 39097 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 39097’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 39097 distress snapshot
Current distress, phase, housing and lender-pressure figures for 39097, drawn from the same report attached to each property.
Adjacent Humphreys County ZIP reports
Nearest ZIP codes to 39097
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Humphreys County, Mississippi
Other reports tied to Humphreys County, Mississippi — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 39097
See who owns each distressed property in 39097, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology