ZIP 38754 Foreclosure, Tax-Lien & Distress Report

In Humphreys County, Mississippi, ZIP 38754 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 49 and live distress 5 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (82/100), structural risk (49/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (17/100) stay muted.

The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 51% of renters are cost-burdened. Population is roughly 1,268 with a median age of 42. Median household income is $31,691, below the U.S. median near $78,000. About 12% have a four-year degree. The poverty rate is 31.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 553 housing units. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. 61% of housing is owner-occupied. Home values center near $84,300, an affordability ratio of 2.8× — accessible.

Net-net, 38754 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38754 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 38754 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 38754 stays directly comparable to neighboring ZIPs and the rest of Humphreys County, Mississippi. Every figure is auditable to a public dataset and refreshed on ingest; 38754 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 38754 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 38754 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.