Humphreys County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Humphreys County, Mississippi? DLRadar grades every Humphreys County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Humphreys County breakdown.
- Humphreys County's most distressed ZIP is 38753 at 21/100.
- 8 ZIP codes tracked in Humphreys County, averaging 18/100 distress.
- Humphreys County reads peak — home values up 3.8% year over year.
- Vacancy runs 15.5% across Humphreys County's tracked ZIPs, with a 35.7% poverty rate.
- The typical Humphreys County home is worth about $107,271 against a ~$34,064 median income.
- Lending headwind in Humphreys County sits at 54/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38753 | 21/100 |
| 2 | 38754 | 21/100 |
| 3 | 39097 | 19/100 |
| 4 | 39115 | 19/100 |
| 5 | 39166 | 19/100 |
| 6 | 39038 | 18/100 |
| 7 | 39194 | 16/100 |
| 8 | 38924 | 14/100 |
Most distressed ZIP codes in Humphreys County (composite distress 0-100, 2026)
What is driving Humphreys County distress
Humphreys County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 18/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Humphreys County market phase and pricing
The cycle in Humphreys County is peak, with values up 3.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Humphreys County
Humphreys County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Nothing charged today · every module open, on live data.
Common questions
Where is distress highest inside Humphreys County, MS?
ZIP 38753 leads Humphreys County at 21/100, recomputed monthly from public records.
How would you describe the Humphreys County market phase?
Humphreys County is classified peak with a 3.8% year-over-year increase, following the FHFA House Price Index.
Can the Humphreys County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 8 Humphreys County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Humphreys County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Humphreys County ZIPs DLRadar ranks, scores run from 21/100 in 38753 down to 14/100 in 38924, against a Humphreys County average of 18/100. That 7-point gap is why acquisition targeting in Humphreys County works at ZIP level rather than county level.
What do Humphreys County home values and vacancy say about distressed supply?
The typical Humphreys County home carries about $107,271 of value against a median household income near $34,064. Vacancy across Humphreys County's tracked ZIPs runs 15.5% and the poverty rate is 35.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Humphreys County's foreclosure and tax-lien filings and its 54/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.