Humphreys County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Humphreys County, MS distress report, 2026: 8 ZIPs scored in Humphreys, MS, Humphreys, MS average 21/100; the top Humphreys, MS ZIP is 38754 at 23/100; Humphreys, MS market phase peak, Humphreys, MS prices +3.8% year over year.
- Humphreys, MS ranks #768 nationally (opportunity index); Humphreys, MS #23 in Mississippi; Humphreys, MS index 32.1.
- Humphreys, MS: no CFPB county sample; Humphreys, MS non-metro area reading 1.8%.
- Humphreys, MS ZIP phases: 8 peak.
- Humphreys, MS residential listings tracked: 4 across 5 ZIPs; Humphreys, MS candidate listings 3.
- Humphreys, MS HUD assisted properties: 3 with 126 units.
- Humphreys, MS lenders on watch: 3; largest Humphreys, MS footprint Guaranty Bank&Trust Co (1 branch).
- Humphreys, MS most distressed ZIP: 38754 at 23/100.
Humphreys, MS figures: DLRadar distress index; Humphreys, MS inputs: CFPB, FHFA, HUD, FDIC; Humphreys, MS rebuilt as sources refresh.
| Rank | Humphreys, MS ZIP | Score |
|---|---|---|
| 1 | 38754 | 23/100 |
| 2 | 39097 | 23/100 |
| 3 | 39115 | 23/100 |
| 4 | 39166 | 23/100 |
| 5 | 39038 | 22/100 |
| 6 | 38753 | 21/100 |
| 7 | 39194 | 17/100 |
| 8 | 38924 | 13/100 |
Most distressed Humphreys, MS ZIPs (0-100, 2026)
Mortgage delinquency around Humphreys, MS
No CFPB county sample covers Humphreys, MS; the non-metro area reading for Humphreys, MS: 1.8% ninety-plus; Humphreys, MS area thirty-to-eighty-nine 5.9% (December 2025, Humphreys, MS); Mississippi overall 1.8%.
Opportunity index: Humphreys, MS
Humphreys, MS index 32.1, Humphreys, MS phase early_signal; Humphreys, MS primary driver vacancy, Humphreys, MS second driver construction. Humphreys, MS components: property stress 25.4, foreclosure pressure 26.4, listing discounts 25.6, bank stress 56.1, insurance 0.0; Humphreys, MS pulse 37.4; Humphreys, MS capital opportunity 24.1; Humphreys, MS seven-day change +0.8%.
ZIP market phases inside Humphreys, MS
8 Humphreys, MS ZIPs carry a price-cycle phase; Humphreys, MS ZIPs by phase (Humphreys, MS), deepest drawdown first: peak, +2.0% YoY, 2.0% off peak (Humphreys, MS): 39194; peak, +2.5% YoY, 1.4% off peak (Humphreys, MS): 38924; peak, +3.7% YoY, 0.1% off peak (Humphreys, MS): 39038; peak, +3.8% YoY (Humphreys, MS): 38753, 38754, 39097, 39115, Humphreys, MS 39166.
Residential listings by Humphreys, MS ZIP
Humphreys, MS ZIPs with the most tracked Humphreys, MS residential listings: 39038 4 listings, 3 candidates, bank pressure 62; 38754 0 listings, 0 candidates, bank pressure 62; 39097 0 listings, 0 candidates, bank pressure 61; 39115 0 listings, 0 candidates, bank pressure 61 (Humphreys, MS); 39166 0 listings, 0 candidates, bank pressure 61. Humphreys, MS totals: 4 listings; Humphreys, MS candidates 3; active ZIPs 0.
HUD assisted housing in Humphreys, MS
3 assisted properties with 126 units sit in Humphreys, MS; largest Humphreys, MS properties: Beechlane Apts (Belzoni) 80 units, 80 assisted; Bill F. Brown Manor (Belzoni) 26 units, 26 assisted; Bannerman Apts (Belzoni) 20 units, 20 assisted in Humphreys, MS.
Lenders with branches in Humphreys, MS
Humphreys, MS lenders by branch count: Guaranty Bank&Trust Co (Humphreys, MS): stress 64, 1 branch low in Humphreys, MS; Bankplus (Humphreys, MS): stress 61, 1 branch low in Humphreys, MS; Planters Bank&Trust Co (Humphreys, MS): stress 59, 1 branch low in Humphreys, MS.
Vacancy and permits, Humphreys, MS
609 of 3,509 Humphreys, MS housing units are vacant; Humphreys, MS permits, twelve months: 0 multifamily units in Humphreys, MS, 3 one-to-four unit units.
Work Humphreys, MS at the parcel level
Every Humphreys, MS parcel carries owner and address; every Humphreys, MS parcel carries APN; Humphreys, MS distress scores sit on the Humphreys, MS live board.
Humphreys, MS figures refresh with each source.
Humphreys, MS questions
Most distressed ZIP code in Humphreys County, MS?
ZIP 38754 leads Humphreys, MS at 23/100; next in Humphreys, MS: 39097 at 23/100; the Humphreys, MS average is 21/100.
Where does Humphreys County, MS rank for investment opportunity?
Humphreys, MS is #768 among all ranked counties, #23 in Mississippi; the Humphreys, MS driver is vacancy; Humphreys, MS moved down 84 places.
How many mortgages are delinquent in Humphreys County, MS?
Humphreys, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Humphreys, MS.
Which banks lend in Humphreys County, MS?
3 watched lenders hold Humphreys, MS branches; the largest Humphreys, MS footprints are Guaranty Bank&Trust Co (1), Bankplus (1), Planters Bank&Trust Co (1).
More on Humphreys, MS
Humphreys County, MS distress report: public-record figures for Humphreys, MS; not legal advice for Humphreys, MS; not tax or investment advice; verify every Humphreys, MS record before acting.