ZIP 39157 Property Distress & Foreclosure Data

Madison County, Mississippi's ZIP 39157 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (65/100), institutional ownership (46/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (83/100). On the structural side it scores 68/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 11% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $63,552, median income runs below typical U.S. levels. 24,547 residents call 39157 home, typically aged 36. Around 42% of renters are cost-burdened. Around 51% of adults hold a bachelor's degree or higher. The poverty rate is 10.1%. The demographic-stress sub-score lands at 32/100. The vacancy rate is 9.1%. The typical home is worth about $275,000 (4.1× income). 48% of housing is owner-occupied. The ZIP holds roughly 11,708 housing units.

Overall, 39157 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.